What to Insure: The Golden Eggs or the Goose That Lays Them?
If possible, insure all, but if given a choice you would and should insure the goose that lays them.
Your most valuable asset isn’t your house, your car, jewelry or your retirement plan, it is the ability to make a living and provide for all of the necessities as well as the good things life has to offer.
Employees, independent contractors, entrepreneurs, executives, professionals and business owners are more likely to need disability protection than any other kind of coverage.
According to the Social Security Administration “more than one in four 20-year-olds will experience a disability that lasts 90 days or more before they reach 67.”
While many people think about accidents, it’s the back injuries, cancer, heart attacks, diabetes and other illnesses that lead to the majority of disability claims.
In addition to individual and group coverage, we have access to disability buy-sell plans as well as overhead expense protection that covers rent, leases, employee salaries, etc. for medical and dental professionals.
We represent many of the biggest and best providers that will give you the most comprehensive (own occupation, coverage to Age 70, unisex rates and highest monthly benefit amounts) in the industry.
Have questions, give us a call or email us to discuss what makes the most sense for you, your family and your business. Call Alan Fabricant at: 561.319.7412.